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What is a Home Warranty?


A home warranty is a service contract that covers the repair or replacement of well maintained covered items in your home that break down due to normal wear and tear. A home warranty may also be referred to as appliance insurance, home service contract, or an appliance warranty.

Home warranties can not be used to replace your homeowner’s insurance. These two policies are very different. It’s important to always read your coverage and understand exactly what’s included in any warranty or insurance plan. Home warranty cost and coverage can vary tremendously.

Having a home warranty with us is a great form of financial protection against expensive unforeseen home repairs. While it is true that the warranty is not designed to absorb all cost associated with some repairs, it does act as a safety net, and provides for discounted repair/replacement services on your home's major components.

Be sure to properly compare home warranty quotes when doing your due diligence. Oftentimes the cheapest home warranty can cost you big in the future. For additional information on home warranty plans, simply call us 1-800-545-0402.