THP Blog
Order a Home Warranty!

What's covered by my homeowners insurance?

Wednesday, February 03, 2016

Homeowners insurance is much different than a home warranty.  Your homeowners policy typically covers the following: structure of the home, personal belongings, liability protection (generally from injury, slip-and-fall, etc.), natural disasters, terrorism (an additional fee may apply), flooding, fire, and burglary just to name a few.  Be sure to read your policy thoroughly and understand the unique distinctions between the two types of coverage. This is a common misconception.